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The independent agency known today as Mann & Gray Insurance Associates first opened in Salisbury, MD in 1979 working with two insurance carriers. We now operate out of Fruitland, MD but continue to provide quality coverage solutions to individuals and businesses throughout Maryland and Delaware. By partnering with several of the top providers in the industry such as Nationwide and Donegal Insurance, we are able to offer flexible policy options to suit our clients' unique needs.



Whether you are seeking protection for your home, farm, or business, our friendly and knowledgeable agents will build a plan specifically tailored for you. Possessing nearly 200 years of combined experience, we have written everything from the most basic auto insurance policy to comprehensive coverage for fire departments. However, beyond our knowledge and at the core of our business is the desire to provide the best service possible for our customers.