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For businesses that cannot afford to get an installer or a professional in on the ground floor, why not investigate getting the services of a HVAC professional? They can come in and do a preliminary inspection and find out what your energy costs are, and what kind of problems you might have. Then after they have done this, they can put together a preliminary bill for the service they will be providing, based on the preliminary report. They can then take that information and negotiate with your company, if it's at all possible to find a lower price to match the preliminary report they sent you.
In some cases, you might find that your HVAC specialist is not going to charge you the full estimate that you would like. This is because sometimes these types of negotiations take place on a case by case basis. The best way to go about finding a good financing company is to make sure they are registered and licensed with your state's department of revenue. You want to be sure that they are following all the tax laws that apply in your area.
Another reason why you might want to consider getting an experienced HVAC professional to work with you is because they will be able to give you more accurate heat and cooling service advice. These individuals know how to make calculations on the efficiency of different types of equipment. This allows them to recommend the right equipment for your home to keep your energy costs as low as possible. They can also recommend changes to your heating and cooling system to make it more efficient, or to change to a more energy-saving model. The great thing about working with a professional HVAC service is that you will be able to learn more about the business side of things before making that critical decision on who is going to repair or install your HVAC equipment.